Order World Mastercard Black Edition Cards from Inecobank

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If you prefer advanced possibilities, regardless of your location and time, choose the most imposing among bank cards - World MasterCard Black Edition .

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About Card Terms and Conditions Additional Documents

Card account currency

֏ $ € ₽

Validity

5 years

Card issue

No fee

Card account service fee

AMD 70 000 annually

Possibility of attached

cards and service fees

World Master Card Black Edition card - annual card account service fee 35,000 AMD
Mastercard Gold

card - free

Lost or damaged card reissuance fee

No fee

Providing a new PIN code

No fee

Cash withdrawal fee when using Inecobank ATMs

Cash withdrawal fee when using other ATMs within ArCa system

Cash withderawal fee when using ATMs outside ArCa system

1.5%, but no less than AMD 1 500

Cashless transactions fee

No Fee

Card to card , and transfers between own accounts

(only with InecoOnline / InecoMobile systems)

Non-card cash disbursement at Inecobank cash desks

For AMD։ 0,2%, but not less than 500 AMD
For RUB։ 0,5%, but not less than 2 000 AMD
For EURO։ 1%, but not less than 2000 AMD
For USD։ 1%, but not less than 2000 AMD

After activating a credit line:

The maximum between the tariff set out for cash disbursement from Inecobank ATMs under these tariffs, and the tariff "Cash disbursement at Inecobank cash-desks without card use before activating a credit line" under these tariffs.

Maximum number of daily non-cash transactions and limit

No limit

Maximum number of cash withdrawal per day

Change of withdrawal limits according to the customer's application for the whole duration of contract

No fee

Raising cash withdrawal limits according to the customer's application for the whole period of the contract

No fee

Emergency card issuance fee (outside Armenia)

AMD 100 000

Card urgent order fee

No Fee

Overseas travel Insurance assistance

No Fee

Travel inconvenience insurance: flight and baggage delay

No Fee

Access to high-quality airport lounges

No Fee

Priority pass usage fee

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Free admission per year
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The second and the next entrance is 16,000 AMD

International concierge service fee

No Fee

SMS notification fee

No Fee

Card account early termination fee

No Fee

Your financial informant

"YOUR FINANCIAL INFORMANT" www.fininfօ.am, IS AN ELECTRONIC SYSTEM THAT GIVES INDIVIDUALS THE OPPORTUNITY TO SEARCH FOR THE NECESSARY FINANCIAL SERVICE ON A COMMON PLATFORM, COMPARING THE TERMS OH THE OFFERED SERVICES

Other conditions

General provisions

No minimum card account balance is set.
The annual interest rate calculated for the positive balance on the card account is 0%.
Free utility payments with the card.
Free non-cash transactions with the card. There is no maximum limit for one non-cash transaction as well as no maximum daily limit and amount for non-cash transaction.
If the Client does not notify the Bank in writing, at least 1 (one) month prior to the expiration of the Card’s validity period, of their intention regarding the legal relationship related to the issuance and servicing of the Card, including the intention to terminate the Card, the Bank may reissue the Card each time, even in the absence of the Cardholder, under other terms determined by the Bank at that time. In the event of reissuance of the Card, the replacement of the expired Card with a new Card shall be carried out on the last banking day of the Card’s validity period.
The maximum number of cash transactions per day is 10 transactions.
There is no tariff for one-time increase of cash withdrawal limit (in amount of the provided contractual loan) for withdrawal of credit line Due to the customer’s application, in case of one-time increase of withdrawal limit (available until 24:00 of the given day), a tariff of 3000 AMD is applied, and in case of increase for the whole validity period of the contract a tariff of 10 000 AMD is applied.
There is no tariff for one-time increase of cash withdrawal limit (in amount of the provided contractual loan) for withdrawal of credit line contractual amount, which is provided secured with immovable property.
Calculations of actual interest rates of foreign currency credit lines were based on the average exchange rates issued by the Central Bank of RA on 26.02.2020.
The card is provided within maximum 3 working days and for the bank branches in the regions the card delivery time will be added to the mentioned period. In case of urgent card order an additional fee of 3000 AMD is charged. In case of urgent card order the latter is provided within 1 banking day only in 2 Komitas branch of the Bank, and in other branches of the Bank the card delivery time is added to the mentioned time.
In case of card confiscation during the transactions via ATMs of the banks and/or POS terminals operating outside the territory of RA a commission fee is charged in accordance with the Payment system and/or the servicing Bank, but not less than 10 000 AMD.
In case of incorrect appeal against the card transaction a commission fee is charged in accordance with the Payment system and/or the expenses submitted by the servicing bank, but not less than 10 000 AMD. The commission is applied when the Bank receives application submitted for the second time by the Servicing bank during the examination of the appeal against the card transaction; in the second application the Servicing bank expresses its disagreement with the appeal.
Statement day is the 1^st of each month. The statement is provided free of charge. For each additional statement a fee is charged in accordance with the relevant tariff plan.
The Card account service fee for the first year is paid immediately upon opening the card account, and for each subsequent year it is paid until the 25^th of the month of the Card issuance, unless otherwise provided by the tariff.
Commissions subject to VAT taxation include also VAT.

Updated as of 07.07.2026 14:04