CreditLine_CollateralSecured

Real Estate Collateral Credit Line

Apply for a real estate collateral credit line in Inecobank with MasterCard և Visa payment system cards. Rest assured that you always have money at.

Revolving credit lines


Type of operation

MasterCard Standard | Visa Classic | MasterCard Gold | Visa Gold  | Visa Platinum

Limit
  • AMD։ 1 500 000 - 5 000 000
  • USD։ 2 000 - 10 000
Interest rate type
fixed

 

Based on income

No income justification

Annual nominal interest rate for Group 1 transactions

  • AMD. 14-16%
  • USD. 11-13%
  • AMD. 16-17%
  • USD. 12-13%
Annual nominal interest rate for Group 2 transactions
  • AMD. 14-16%
  • USD. 11-13%
  • AMD. 16-17%
  • USD. 12-13%
Maximum loan amount և Annual nominal interest rate are determined according to the customer's credit rating

Annual nominal interest rate

  • AMD. 16.04-20.91%
  • USD. 12.55-18.63%
  • AMD. 18.41-22.20%
  • USD. 13.69-18.63%
Grace period
not applicable
Loan disbursement one-off fee
0,5% of the loan contract amount, minimum 50 000 AMD
Minimum monthly repayment of the credit line
1% of the loan amount used
Payment period from the statement date (included)
21 day
Loan repayment at the expense of the loan amount
1%

Non-revolving Credit Lines (dollar) 



Type of operation

MasterCard Standard | Visa Classic | MasterCard Gold | Visa Gold | Visa Platinum

Limit
4 000 - 100 000
Interest rate type
fixed

 

Based on income

No income justification

Annual nominal interest rate for Group 1 transactions

  • AMD. 14-16%
  • USD. 11-13%
  • AMD. 16-17%
  • USD. 12-13%
Annual nominal interest rate for Group 2 transactions&nbsp
  • AMD. 14-16%
  • USD. 11-13%
  • AMD. 16-17%
  • USD. 12-13%
Maximum loan amount և Annual nominal interest rate are determined according to the customer's credit rating

Annual percentage rate

11.88-17.28% 13.00-17.28%
Grace Period 
nor applicable
Loan disbursement one-off fee
0,5% of the loan contract amount, minimum 50 000 AMD
Loan cash withdrawal fee
3%
Loan repayment 
Annuity - equal monthly payment of principal and interest

Other provisions

Updated as of 13.05.2022 11:57