Join the account package special

Join the account package special

A package with special facilities for the rhythm of your life
Account currency
֏ $ € ₽
Account opening (lump-sum payment/collection at the time of account opening) 

Current account in AMD

For RA resident customers

  • 3 000 AMD
  • free of charge in case of making a time deposit in the bank, acquiring bonds issued by the Bank, opening a social package account, opening a pension account

For non-resident customers
  • 25 000 AMD
  • free of charge in case of opening a social package account and a social security account
Monthly account service fee 

3 500 AMD

Free services included in the package
  • Current accounts in USD, EURO, RUB 

  • Savings account in AMD 

  •   Visa Platinum settlement card (with overdraft opportunity)
  • InecoOnline/Mobile electronic systems 

  • In case of providing a mortgage loan, the Bank shall make all payments related to real estate mortgage and cadastral registration 

  • Free access to high quality airport waiting rooms twice a year 

  • Insurance of purchased goods 

  • Luggage and trip delay insurance
  • The bank’s virtual personal manager’s service
Annual interest calculated on the positive balance of the account
0%
Cash deposit onto accounts
    • AMD, USD

      , EURO 

      -free of charge *
    • RUB- The tariff for loan repayment is 0 AMD, for other cases 2 %

* "Cash Operations Tariff" defined by this document is applicable for transactions in AMD not exceeding 50,000 AMD
Cash withdrawal from accounts 

  • AMD: for amount up to 5,000,000 AMD within one calendar month: free of charge,  for amount exceeding the limit of 5,000,000 AMD: 0.2%, but not less than 500 AMD *
    • EUR: 1%, but not less than 2 000 AMD*
    • USD: 1%, but not less than 2 000 AMD*
    • RUB: 0.5%, but not less than 2 000 AMD*

The tariff is not applied in the following cases:

  • In case of cash withdrawal (except for card accounts) deposited during the previous calendar and the current year, if the amount is cashed out in the currency it was deposited
  • In case of cash withdrawal paid to the accounts of individuals on behalf of Inecobank CJSC
  • In case of deposit/bond amount refund after the expiration of the deposit/bond agreement/application, if the deposit agreement term is more than 3 months, or if the period from the date of concluding the deposit agreement to the early termination of the agreement is not less than 3 months.
  • In cases provided by terms of other services provided by the Bank
Intrabank

interbank

 and budget 

  transfers in AMD 

Free of charge
Interbank transfers in foreign currency 

  • RUB- 0,1%, minimum 5000 AMD, maximum 40 000 AMD
  • USD- OUR - 0.15% minimum 15 000 AMD, maximum 60 000 AMD
  • EURO and other currency- OUR 0.15% minimum 9000 AMD, maximum 60 000 AMD
Interbank transfers in foreign currency on the territory of RA(instruction submitted on paper)
0.1% minimum 5 000 AMD, maximum 10 000 AMD

Other cards provided within special

Card account currency
AMD
Card account annual service fee
Free of charge 
Attached card possibility 

Visa Platinum/Visa Gold/Visa Classic

Monthly service fee of the attached cards (AMD)
  • 1st card- free of charge  

  • 2nd and further cards- 1700

Maximum daily limit for withdrawals
  • 2 000 000 AMD

  • 4 000 USD/EURO

  • 300 000 RUB

Cash-out at the Inecobank cash withdrawal points
0%
Cash-out without card use at the Inecobank cash desks
  • AMD: 0.2%, but not less than 500 AMD*
  • EUR: 1%, but not less than 2 000 AMD*
  • USD: 1%, but not less than 2 000 AMD*
  • RUB: 0.5%, but not less than 2 000 AMD*
Limit for free cash withdrawal during the calendar month 

 Cash-out via ArCa system at cash withdrawal points of the banks with certification
 1 000 000 AMD
Cash disbursement via ArCa system in case of exceeding free cash withdrawal limit during the calendar month at cash points of banks providing certification
 1%
Cash-out via ArCa system at cash points of the banks without certification and outside the territory of the RA
1.5%, but not less than 1500 AMD
Card- to- card transfer 

 /Transfer from the card account onto other bank accounts of the same customer 

 (only via InecoOnline, InecoMobile systems)
0%
SMS messages on the performed transactions
Free of charge

* SMS messages are sent for transactions exceeding 1000 AMD/2 USD/2 EUR/125 RUB unless otherwise ordered by the customer.
Urgent card reissuance outside the RA territory
According to terms and tariffs of ”Global Customer Assistance Service (GCAS)” by Visa international payment system.
Urgent cash disbursement abroad
According to terms and tariffs of ”Global Customer Assistance Service (GCAS)” by Visa international payment system.
Card blocking/unblocking
Free of charge
Reissuance of a lost or damaged card
Free of charge
Early closure of a card account
  • Within 181 days after opening the card account

    20 000 AMD

  • Within 182 and more days after opening the card account

    Free of charge

Updated as of 09.04.2024 17:47