Apply for business credit lines!

Replenishment of working capital

• purchase of goods,raw materials and materials,
• customs clearance of imported goods,
• other operating expenses.

Other purposes for business development

• repayment of accounts payable,
• other goals that do not contradict the legislation of the Republic of Armenia and agreements signed with the bank's creditor organizations.

Refinancing of current loans obtained from other financial institutions

Starting from 5 000 001

*Up to the maximum permissible limit of risk per borrower as defined by the Bank's internal legal acts.

According to the "Bank Account Service Tariffs"

According to the "Bank Account Service Tariffs"

1 - 36  months

• Account opening fee

  In accordance with "Bank Services Tariffs for Corporate Clients" document

• Credit amount withdrawal fee  

  In accordance with "Bank Services Tariffs for Corporate Clients" document

• Account service additional annual fee:

  1% of credit line amount

If 90% and above of the credit line amount is secured by cash, no additional account maintenance fee is charged.

12 - 19%

ATTENTION: Annual nominal interest rate changes may be stipulated by the Agreement.

Up to 3% annually 

Up to 75% of the value of collateral.

• Equal monthly payments of principal and interest

• Individual repayment schedule (taken into account the seasonal factor)

• Grace period of up to 12 months, with an option to pay interest only.

For each delayed day, a 0.13%
is applied on the overdue amount. 

• Pledge of real estate
• Pledge of fixed assets
• Pledge of vehicles
• Pledge of goods in circulation
• Pledge of receivables
• Guarantees, guarantees
• Pledge of funds
• Pledge of precious metals (items)
• Pledge of shares

Within 1 to 7 business days after receipt of the set of required documents

The approved credit will be available within 1-7 business days after the approval