oneclick loan


Apply and receive up to 10.000.000 AMD online loan in a few seconds without a guarantor and additional documentation. 
Check the available limit through platform or on InecoMobile application, 24/7, on all days of the week.

Annual nominal interest rate

19% - 21.7%

Annual percentage rate

20.74- 23.99%

Loan amount

100 000 - 10 000 000

Maturity term

  • Loans provided through InecoOnline/InecoMobile systems: 24, 36, 48 months

  •  for a loan provided via 48 months
Loan amount withdrawal fee

Loan disbursement method

Non cash

Loan repayment

Annuity (principal and interest monthly repayments)

Repayment of overdue liabilities

For each delayed day, a 0.13% 

  penalty is applied on the overdue amount.

Early repayment penalty

Not applied

Approval of the loan and notice to the customer


Loan disbursement period
up to 5 minute

Loan interest rate is calculated based on the nominal interest rate, whereas the annual percentage rate indicates how much the loan  would cost in case of repayment of interest amount and other payments under the defined timeline and terms. For more information please refer to the "Annual Interest Rate Calculation Guide". 


The nominal interest rate of this loan may be changed by the Bank

Procedure of calculating the interests

Interest rate is applied to the decreasing balance of the loan based on the calculation of 365 days in a year.
Annual Percentage Rate Calculation Example

Loan provision date: 01/09/2019

Loan amount: AMD 1 000 000

Annual nominal interest rate: 14%

Loan term: 48 months

Loan provision one-off fee: AMD 33 000

Annual percentage rate: 17.03 %

Updated as of 26.03.2024 13:26