Purchase order financing

If you have signed an agreement for goods and services, however don't have enough funds available to cover the costs, At Inecobank we offer Purchase Order Financing service to our corporate customers. Within the framework of the service the Bank will finance the order taking into consideration the agreement signed between the parties.

Apply

Main Terms & Conditions Additional Documents

Lending purpose

```
Replenishment of working capital
```
```
Investment goals
```
```
Other business development goals
```

Refinancing of loans in other financial institutions

Loan Amount

Minimum: 1 000 000

Loan Maturity

1 - 48 months for replenishment of working capita
1- 84 months for the acquisition of fixed assets or other investments

Additional fees

Account opening fee:
According to “Main Terms of Bank Services for Customer Care”,
Cash withdrawal commission from the account:
According to “Main Terms of Bank Services for Customer Care”,

Additional one-time account service fee:

Loan payment 0.5-2%, but not less than 50,000 AMD.

Annual Nominal Interest Rate

12% - 19%

Maximum LTV ratio

Up to 75% of liquidating value of loan

Issuance

Through the Customer’s account opened with the Bank

Payment method

Monthly equal principal and interest payment
Individual repayment schedule (taking into account seasonal factors)
Grace period: up to 12 months with the possibility to repay interest only

Decision on loan approval and notice to the customer

1-7 working days from the date of receipt of the necessary documents

Early repayment penalty (if stipulated by the contract)

In case of early loan repayment the Bank has the right to require from the Customer to pay a penalty in amount of up to 5% of the early repaid amount.

Loan issuance period

1-7 working days after the loan approval decision is made, upon submission of the necessary documents

Updated as of 07.07.2026 10:32