It is easy to save with us…
The desire of saving is typical to all of us, however, it’s sometimes difficult to make the first step. The reasons are different:
- You think that you do not earn enough money to save,
- You do not want to block Your funds because there are many unexpected expenses,
- You are not able to choose which service to use,
- You are out of time to visit bank.
All tasks are real but our goal is to find such solutions which would at maximum contribute to the accomplishment of your goals, would be easy, available and mutually beneficial.
Our team has developed a service that will solve the problems and will create favourable conditions for our Customer to start making savings in more secure environment.
Newly established service is the InecoSave saving account that is an easy and available way to save your money. You can save money with InecoSave with the option of using it at any preferred moment.
Why to use InecoSave!
- You can start saving with a little amount of money as minimum sum isn’t defined for investment
- Your savings are always available as you can replenish the account at any moment and encash the accumulated amount.
- You will get an annual income of 7% for your savings (is calculated on the minimum balance of that particular month).
- For your convenience we have also designed the “Direct Debit Payment” service due to which you can instruct the Bank to automatically transfer sums from Your current or card account to the saving account.
|
|
|
|
Terms and Tariffs of "Saving Account" Service
Operation | Tariffs |
| Account opening | Free of charge for the customer having a current account at Inecobank |
| Account service fee | Free of charge |
| Account valid period | Unlimited |
| Account minimum deposit for opening an account | Is not designed |
| Minimum balance account | Is not designed |
| Account replenishment minimum unit | Is not designed |
| Account closing | Free of charge |
| Annual nominal interest calculated against the account minimum balance (corresponds to the annual interest yield) | AMD 7% USD 1% EUR 0.5% |
| Annual nominal interest calculated against the daily balance exceeding the account minimum balance, for all types of currencies(corresponds to the annual interest yield) | 0.1% |
Interests calculated against funds existing on the Account
The interests are calculated on monthly basis on the days when the Saving account was opened against the account minimum balance of previous month as well as against the daily average balance exceeding minimum balance.
Payment of Interests
Calculated interests are paid after the completion of each calendar quarter on the 1st of the next month (January the 1st, April the 1st, July the 1st, October the 1st) and are added to the account balance (are capitalized). In case if the payment date is a non-working day, the interests are paid on the following business day of the payment date. Upon closing the account by the customer before the end of the quarter interests are not paid.
Change of Interest rate
The interest rate can be reviewed by the Bank in terms of changes of market interest rates. As a result of interest rate change, the interests paid and accumulated before are not recalculated.
ATTENTION
INTERESTS AGAINST FUNDS EXISTING ON THE ACCOUNT ARE CALCULATED ON THE NOMINAL INTEREST RATE. WHILE ANNUAL INTEREST YIELD INDICATES THE AMOUNT OF THE INCOME YOU WOULD GET IF YOU REDEPOSIT THE INTERESTS RECEIVED AGAINST YOUR DEPOSIT.
According to the RA law on “The Income Tax”, the Bank acts as a tax agent of the Customer upon paying the interest to the physical entity-Customer, charges an income tax in the amount defined by the abovementioned law and transfers to the budget.
 | 5 | 104,950.00 |
| | 10 | 203,000.00 |
| | 20 | 396,320.00 |
| | 50 | 963,950.00 |
| | 100 | 1,922,180.00 |
| | 250 | 4,781,680.00 |
| | 500 | 0.00 |
| | 1000 | 19,050,750.00 |
 |
Rates
|
Cash
| Buy | Sell | |
| USD | 415.50 | 418.50 |
| EUR | 532.50 | 539.50 |
| RUR | 13.10 | 13.45 |
Clearing
| Buy | Sell | |
| USD | 415.50 | 418.50 |
| EUR | 532.50 | 539.50 |
| RUR | 13.15 | 13.45 |
| XAU | 17,700.00 | 18,300.00 |
Card
| Buy | Sell | |
| USD | 415.00 | 419.00 |
| EUR | 530.00 | 541.00 |
| RUR | 12.90 | 13.50 |
Gold
| Buy | Sell | |
| USD | 415.50 | 418.50 |
| EUR | 532.50 | 539.50 |
| RUR | 13.15 | 13.45 |
| XAU | 17,700.00 | 18,300.00 |
 |
Calculators
|
Փոխանցում
Ավանդ
|
Calculators
|
 |
 |
Subscribe to news |
 |
Login/Registration
|
 |
Online applications
|
|
|
|
|
Attention:
In case of any discrepancies between the two language versions of the published information, the Armenian version shall prevail.
For correctness and validity of the referred sites, for advertisements contained in them and possible consequences arising from the use of information the Bank carries no responsibility.
|
|||||
|
|||||
